Bachelor in Finance and Accounting

• Program modified in 2024. In 2025/26 will be offered 1st and 2nd year

Field of knowledge: Economics, business administration and management, marketing, commerce, accounting and tourism.

• Language requirement: a B2 level of English language must be accredited before finishing the studies. More information.

Any of elective courses could not be offered in a specific year. You can check it in schedules page.

Study plan for students who started in the academic year 2024/25 or earlier.

• In 2025/26 only 2nd, 3rd and 4th year will be offered

• Language requirement: a B2 level of English language must be accredited before finishing the studies. More information.

Any of elective courses could not be offered in a specific year. You can check it in schedules page.

Exchange programs

The Erasmus programme permits UC3M first degree and post graduate students to spend one or several terms at one of the European universities with which UC3M has special agreements or take up an Erasmus Placement, that is a work placement or internship at an EU company. These exchanges are funded with Erasmus Grants which are provided by the EU and the Spanish Ministry of Education.

The non-european mobility program enables UC3M degree students to study one or several terms in one of the international universities with which the university has special agreements. It also has funding from the Banco Santander and the UC3M.

These places are offered in a public competition and are awarded to students with the best academic record and who have passed the language threshold  (English, French, German etc..) requested by the university of destination.

European mobility

Non european mobility

Entry profile

New students should be interested in understanding the financial and business world and be capable of abstract reasoning. Also valued are the capacity to analyse, the ability to separate causes from consequences and to extract the most relevant points when facing a problem and its solution.

The degree does not require knowledge of social sciences as the first semesters are devoted mainly to providing general education in these areas (especially in economics and business administration). Students should have a solid grounding in maths and feel confident with analytical and deductive reasoning. Finally, it is important that students be flexible and prepared to face non-structured problems for which there are no “recipes” to be immediately applied. They should also have the intellectual curiosity necessary for assessing the impact and consequences of decisions.

Application for a place in the degree

Graduate profile

It is very likely that after finishing your studies you would like to work in a Bank, Stock Exchange, Financial or Account Department of a company become part of the existing supervising institutions, such as the Bank of Spain, Central European Bank or the Stock Market National Commission. If this is the case, the degree in Finance and Accounting provides the ideal training.

The degree in Finance and Accounting aims to train professionals who will follow a career in the areas of investment analysis and management, banking, auditing, management and financial consulting and also provide a base for those wishing to do postgraduate studies in this field. It is a general qualification in the area of finance and accounting, with a clear professional focus, providing specific training in finance and accounting, together with a solid grounding in related areas, such as economics, business economics, quantitative methods, computing and law.

The labor market needs professionals with strong specialization in financial areas. This specialization requires or will require in the near future a professional certification. Among the best known professional certifications we find:

• The (Financial Risk Manager) FRM® certification is the most recognized internationally for professionals in the field of financial risk management
• The American certification CFA, is the best known among financial analysts professional certification.
• The Directive on Markets and Financial Instruments (MiFID II) forces individuals to make advice or selling financial products to have the necessary knowledge to perform these activities.

Professionals who want to acquire these certifications must demonstrate their knowledge in economics, financial accounting, quantitative methods, corporate and asset finance and financial instruments and ethical and professional standards. The degree in Finance and Accounting will provide the necessary certifications to further achieve these skills.

1. Knowledge of Titles

K1 - Acquisition of the existing models for cost management and their application to any productive process and the chief accounting management instruments for decision-making, obtaining a global vision in operational, organizational and behavioral contexts for top level accounting information systems.

K2 - To know the principles and values of democracy and sustainable development, in particular, respect for human rights and fundamental rights, gender equality and non-discrimination, the principles of universal accessibility and climate change.

K4 - Acquire knowledge of the basic structure, characteristics and functions of a financial system and understand the role of the main financial intermediaries.

K5 - To know the elements and the process of preparation of the different financial statements, both individual and consolidated, understanding the usefulness of the financial statements as a source of information for decision making.

K6 - To understand the role of the auditor in the economic system and to acquire knowledge of account auditing procedures.

K7 - Knowledge of the basic elements of the organizational structure and the factors influencing organization design, understanding and analyzing how organizational objectives affect results, and defining and planning strategies to guarantee achievement of these objectives

K8 - Know how to access statistical sources relevant to the object of study (company data, surveys of individuals and families, etc.) and prepare from the original sources the relevant data for the analysis.

K9 - Knowledge and ability to apply current legislation as well as mandatory specifications, regulations and norms within the realm of business.

K10 - Basic knowledge of the use and programming of computers, operating systems, databases and computer programs with application in accounting, finance, statistics and business management.

2. Skills of Titles

S1 - Identify, collect, interpret and manage relevant information for the valuation of companies, using the appropriate concepts and methodologies of analysis.

S2 - Identify and organize your own learning in the field of Market Finance.

S3 - Organize and plan work in multidisciplinary and international teams making the right decisions based on available information, gathering and interpreting relevant data to make judgments and critical thinking within the area of study

S4 - Use of information according to ethic principles, avoiding plagiarism, and following the academic and professional conventions of the area of study, being able to assess the reliability and quality of such information.

S5 - Apply knowledge to identify with rigor, precision and scientific objectivity social processes and possible solutions.

S6 - Apply knowledge in solving mathematical problems of an economic, financial-accounting nature.

S7 - Identification and use of appropriate statistical and econometric tests for the interpretation of financial information.

S8 - Identify and use tools of finance to solve problems such as estimating risk, calculating the cost of capital, valuing assets and/or derivatives, or estimating the movement of interest and/or exchange rates.

S9 - Apply computational tools and specific software for the analysis and quantification of financial problems.

S10 - Apply basic investment valuation tools for financial decision making

S11 - Design and perform experiments, analyzing and interpreting the data obtained in a financial and/or accounting problem.

3. Competences of Titles

C1 - Know how to analyze, elaborate and defend individually a problem of interdisciplinary field of the Degree applying the knowledge, skills, tools and strategies acquired or developed in it.

C2 - Know and be able to handle interpersonal skills on initiative, responsibility, conflict resolution, negotiation, etc., which are required in a professional environment.

C3 - Acquire and apply the knowledge, skills and techniques of the discipline of asset valuation and risk measurement, using the appropriate terminology and the appropriate scientific method.

C4 - Be able to analyze the functioning of financial markets and discover the imperfections that hinder the practical application of asset valuation models.

C5 - To know how to analyze the different business valuation models and calculate the cost of capital and use them in merger or acquisition situations.

C6 - Understanding and integrating the Sustainable Development Goals (SDGs) into the business field.

External internships

This is a selection where students of this degree can do their internships:

• Santander
• BBVA
• Bankinter
• Other financial institutions or investment funds
• EY
• KPMG
• Deloitte
• PwC
• Other consulting or advisory firms
• Banco de España 
• Banco Europeo

Career opportunities

Graduates of the degree can carry out their professional activities in the following areas:

• Technical personnel in banks, stock exchanges, securities bokerage dirms, financial or accouting departments of companies, Bank of Spain, European Central Bank or National Securities Market Commission.
• Financial Analyst.
• Risk manager.
• Investment analyst
• Investment banking
• Financial controler
• Accounting / Tax advisor
• Auditor
• Business consultant and advisor 
• Technician in acounting and finance departments
• Tax inspector and sub-inspector
• Technician in the administration and other civil service bodies
• Inspector of the Bank of Spain
• Researcher in financial management

Schedules and calendars

Schedule in bachelor's degree

Academic calendar

Exams calendar (first semester)

Exams calendar (second semester)

Exams calendar (recovery tests)

Schedules and calendars

Schedule in bachelor's degree

Academic calendar

Exams calendar (first semester)

Exams calendar (second semester)

Exams calendar (recovery tests)